March 2012
10 posts
3 tags
3 tags
Do I Look Suspicious?
I do not typically get too involved or worked up over media buzz like the unfortunate case of Trayvon Martin. Except this has hit home quite a few times for me.
A couple of months ago I tweeted about how I was pulled over at gunpoint by a sheriff on I believe an early Saturday morning. I was on my way home from a friends house when the officer lit up his light bar and begin to speak...
3 tags
Roth IRAs – the tax-free advantage.
A Roth IRA provides different benefits than a Traditional IRA. Unlike a Traditional IRA, contributions to a Roth IRA are never tax deductible. However earnings from a Roth IRA, as well as contributions, are federal income tax-free upon withdrawal if certain conditions are met, allowing you to keep everything you earn for your retirement.
Who is eligible
You must have earned income in order to...
1 tag
Did you know...
…that Disneyland propably would not have been possible without Life Insurance?
It’s true. In 1953, Walt Disney gathered money from many sources, including borrowing from the cash value in his Life Insurance policy, to fund his first theme park. Just another reason why Life Insurance is such a magical product.
The same can be said of JC Penny. He used the cash value from his Life...
ProducersWEB: Is term universal life really term... →
As prices for term life insurance continue to come down, some life insurance companies, in my professional opinion, have taken a short cut to compete. They are offering term life insurance policies within a universal life framework that allows them to offer cheaper rates to consumers but with…
6 tags
Case Study: Grandparents Love Their Grandchildren
One of the best ways Grandparents can express their love for the grandchildren is to provide them with a strong financial foundation.
One of the best ways to achieve this noble goal is through the guaranteed, tax-free proceeds offered through life insurance. A modest annual gift to an Irrevocable Life Insurance Trust (ILIT) can produce enomous dividends and insure the proceeds are dispersed as...
3 tags
Allen Iverson Is Broke
It is still tragic that someone, anyone, in his expansive network of takers, enablers, handlers, and sycophants did not at some point pull the 11-time All-Star aside and be a genuine financial friend. And I don’t mean the lecture that all rookies receive that 60% of NBA players are broke within five years of leaving the game. That lecture is obviously not working. A genuine financial friend would...
3 tags
Six Tips for Achieving Financial Fitness →
You may be focused on getting in shape for swimsuit season, but take a break from the gym this spring and spend some time on your financial fitness. Here are six tips to help get your investment portfolio into prime condition.
1. Shed the weight of extra accounts. It’s not unusual to acquire multiple retirement accounts over the years, especially if you’ve changed jobs several times. Consider...
1 tag
