Manifest progress. 30 minutes a day, chip away. Read this great article on the concept from Mind Folder.
I could write a book based solely on the ridiculous excuses that I hear on a daily basis.
-I’m just too busy right now.
-Let me talk to the wife.
-She will remarry.
-I’m too young for Life Insurance.
-Do I really need that?
Anyway….
Know the audience, know the platform, and communicate effectively. Here is a great breakdown of the major social networks and the important information that you need to understand - each - before taking full advantage of the numerous social tools that can help you.
Source webmsmith

10. Great hedge against future taxation.
9. Fund during peak earning years before retirement and be done.
8. It can never go down in value. Once dividend is paid, it cannot be taken away unlike the stock market.
7. It helps solve the asset allocation/protection problem.
6. High rate of return as a taxable equivalent yield.
5. Protects from disability during the critical working/earning years of the accumulation phase.
4. Can serve as your emergency reserves.
3. Leaves clients without “Buyer’s Remorse.”
2. At mortality even after a lifetime of income, it provides your spouse/loved ones a tax free death benefit which replaces the initial investment.
1. It is a permission slip to spend down all other assets.
I work with a team of advisors who are working with over 500 clients, challenging them and keeping them honest with their financial decisions and making sure they make the best decisions for their family. These financial decisions aren’t easy, they’re difficult and uncomfortable. So there are plenty of times that I’m the financial bad guy. I challenge my clients to make financial decisions they don’t want to make but should be making.
If you’re looking for a relationship like this where someone will be working for your best interest and challenging you on decisions that will benefit you the most, then I’m your guy.
What are the financial decisions you’ve made in the last few years and what do you feel about them? Have they benefitted you?

Branding. There is what the service a company provides or what products the company sells and then there is what the company represents. The strength of the brand is directly proportional to the level of unsolicited enthusiasm from those that a) have supported your business b) are actively supporting your business c) anticipate supporting your business. So many get it wrong, here is how to get it right.
Source webmsmith
“Without understanding the value of brevity and clarity it is unlikely that you’ll ever be afforded the opportunity to get to the granular level as people will tune you out long before you ever get there. Your goal is to weed out the superfluous and to make your words count.”
This is the beauty of Twitter-140 characters or less. Communicating effectively takes skill and practice. Get to the point and be mindful of people’s time.
“You’re never too young or too old to DREAM BIG.”
Life is to short to put your dreams on hold. Follow your passion and make those dreams become reality. -RR
Photo by RR
Accountability [uh-koun-tah-bil-i-tee] : noun- the state of being accountable, liable, or answerable.
Hold yourself, your loved ones, your clients, everyone accountable to their words and their actions.




![Accountability [uh-koun-tah-bil-i-tee] : noun- the state of being accountable, liable, or answerable.
Hold yourself, your loved ones, your clients, everyone accountable to their words and their actions.](http://25.media.tumblr.com/tumblr_m1v78nDCUd1qaren4o1_500.jpg)


